Type of Bankruptcies
The Bankruptcy Code is divided into chapters. The chapters that usually apply to consumers are Chapter 7, where most or all of your debt is wiped out, and Chapter 13, which involves a repayment plan.
DetailsChapter 7
Designed for people who are having financial difficulties and are not able to re-pay their debts.
Chapter 13
Allow you to catch up overdue mortgage or car payments, taxes and domestic support obligations.
Chapter 11
Designed primarily for business reorganization, but is also available to consumer debtors.
Chapter 12
Lets family farmers repay their debts over period of time, and is in many ways similar to a Chapter 13.
You are not alone!
Every year, thousand of people filed for bankcruptcy. Below are total number of people filed for bankcruptcy in 2019 for Chapter 7, 11 and 13. https://abi-org.s3.amazonaws.com/Newsroom/Bankruptcy_Statistics/Quarterlynonbusinessfilingsbychapter1994-Present.pdf
Filed for Chapter 7
Filed for Chapter 11
Filed for Chapter 13
Let Me Help You
I have over 30 years of experience as an attorney. The practice of bankruptcy is my only focus. More importantly, I understand your difficult decision and worries. Let me guide you through this process and hopefully put your mind at ease.
I am operating in multiple cities and have office in Eugene, Roseburg, Coos Bay, Medford, and Albany. Please make an appointment with me via email at kswingdoff@pacificcrestbk.com or give me a call at 541-321-8720 or at one of the following address:
Eugene - 1259 Willamette Str. Eugene, OR 97401
Roseburg - 1701 West Harvard, Roseburg, OR 97471
Coos Bay - 598 Anderson Ave, Coos Bay, OR 97420
